Bike Insurance

HINTS & TIPS

• USE ALL THE LINKS - It has taken us some time to put together all of the links for bike insurance. Make sure you are getting the best deal possible by using all of the links that apply to the cover you require
• DO I NEED COVER? - Insurance is compulsory for motorised vehicles, but not for cyclists. If you have home contents cover, then you may already have cover for your bike but only up to a certain value - and is it worth risking your household no claims bonus because you've damaged or lost it? You can insure high-risk items - such as your push bike - seperately in exchange for a low monthly premium.
• WHAT WILL I BE INSURED FOR? - You can insure against theft, damage, personal accident, and breakdown. Public liability cover is also available and is often overlooked by cyclists, yet it is very important. What happens if you knock a child over or cause an accident? What if it someone falls over it in the street and seriously hurts themselves? You could end up in court being sued for damages unless you have public liability cover. Bicycle insurance is generally very flexible and you can select just the cover you need - and it is relatively cheap too. You can even pay monthly, with no deposit payable for your bicycle or electric bike insurance.

The above 'hints and tips' are generalisations, and should not be taken as advice from Help Insure Me Ltd. Any decisions you make in buying insurance, or in connection with buying insurance are completely  at your discretion and Help Insure Me Ltd cannot be held responsible for any decisions made by you whatsoever.

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Cycleguard

• You can insure up to 3 bikes on one policy with Cycleguard, and they will also cover electric bikes. They will offer cover if you participate in road racing, timed trials and other competitve bicycle related activities (as long as you are not a professional cyclist) and they also offer recovery insurance should you be unable to continue your bicycle journey due to theft, vandalism, damage or breakdown. You can obtain a very quick quote by inputting simply the value of your bike and the postcode where you live. Public liability cover is available on it's own if this is all you require. You can pay monthly and you can have immediate cover without paying a deposit.

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Endsleigh

• Policies are underwritten by Zurich, and you are covered against accidental damage or theft, up to a maximum value of £1,500. You'll get your quote within a couple of minutes by inputting full information, including serial number of your bike. Your bike must also be protected by an approved lock (details available online). Monthly premiums are not available with this insurer.

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  Thank you for using our bike insurance page. We hope it proved to be useful and saved you some money.