Life Insurance
HINTS & TIPS
- USE ALL THE LINKS - It has taken us some time to put together all of the links for life insurance. Make sure you are getting the best deal possible by using all of the links that apply to the cover you require. OK, it might take you a few minutes getting quotes from them all, but you're here to save money aren't you?
- COVER - Decide on what sort of policy you are looking for, as not all life insurance policies are the same. 'Fixed Term' will pay out only if you die during the selected policy period, and will have no value on completion. 'Whole-of-Life' (investment-type) contracts provide cover for as long as you live, and will usually create a 'surrender value' if you cancel it before you die. 'Joint Life' policies should be opted for when you are married/co-habiting as they pay out on whoever dies first.
- PERIOD - Often policy periods run in connection with a mortgage - providing cover to pay off your mortgage should you die, but you can insure yourself for as long as you want to.
- DO I REALLY NEED IT? - Obviously, the younger you are the cheaper your life insurance is going to be. You should insure as soon as you are able to - particularly if you are a homeowner, or have dependants. If you have missed the boat and are over 50, you can still purchase life insurance - and be guaranteed to be accepted. Click here for more information.
- COME BACK AND VISIT - Unlike car and home insurance, you should not chop and change your life insurance policies. Once purchased, leave them alone! However, please bookmark this site and come back in the future to save money on your other insurance needs.
The above 'hints and tips' are generalisations and should not be taken as advice from Help Insure Me Ltd. Any decision you make in buying insurance, or in connection with buying insurance are completely at your discretion and Help Insure Me Ltd cannot be held respoonsible for any decision made by you whatsoever.
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AA
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Debenhams
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ELife
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Legal & General
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Life Insurance.co.uk
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Protect Your Bubble
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Protected.co.uk
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Thank you for viewing our life insurance page, we hope it was useful and saved you money!