Van Insurance

HINTS & TIPS

  • USE ALL THE LINKS - We have painstakingly searched through the UK van insurance market to get you links to as many insurers as possible - more than all of the comparison sites put together! The majority of the insurers listed below do not appear on comparison sites - but just to make sure, at the foot of the page we've given you links to them too. OK, so it might take you some time going through them all, but you're here to save money aren't you? If you're looking for van insurance without paying a deposit, click here
  • COVER TYPE - The majority of insurer's minimum cover is 'third party fire & theft'. Therefore, do not assume that 'third party only' policies are cheaper, as there are far less quotes to choose from and you're restricting your market choice. Likewise, some insurers only offer comprehensive car insurance, and some have a large 'age of vehicle' discount built in to their rates. So, your cheapest option may be comprehensive, even though third party only cover is adequate for your requirements. On the other hand, if your van is not worth a huge amount of money, consider third party fire & theft instead of comprehensive.
  • DRIVERS - 'Any Driver' policies are expensive, because insurers prefer to know exactly who is likely to drive the vehicle. Therefore, unless you need any driver (because there are a large number of 'pool' drivers etc) restrict the number of drivers on the policy. Your van insurance will almost certainly be cheaper the fewer drivers you have.
  • EXCESS - The vast majority of companies have a 'compulsory excess' built in to their policy, normally £100.00. This is the amount YOU contribute towards a claim. You can reduce your premium by opting for a 'voluntary excess' which is added to the compulsory excess. You can buy a completely seperate 'Excess Protection' policy for almost definitely less than the difference between quotes with and without a voluntary excess. In other words, you can save money on your premium, but end up paying ZERO EXCESS if you do have a claim!
  • LEGAL COVER - All insurers will try to tempt you into taking their 'Legal Cover', or 'Motor Legal Protection' and some are charging over £35.00 for this add-on. It can prove to be invaluable if you do have a non-fault accident, but there is absolutely no need to purchase it with your motor insurance. We offer this cover completely free to all site visitors, whether you end up buying a policy via a link from this site or not! Click here for more information.
  • DON'T CHEAT! - You might save some money by not declaring your accidents, convictions, modifications or other material facts, but if you do this the chances are if you do need to make a claim the insurer will either back out completely, or ask for an additional premium. Tell the truth!
  • COME BACK & VISIT! - Don't assume that because you've found the cheapest deal this year that this will be cheapest next time around. Bookmark this site and return again next year to check the market again at renewal, as insurers do fluctuate their premiums from year to year, and we'll almost certainly have new/different links for you.

The above 'hints and tips' are generalisations, and should not be taken as advice from Help Insure Me Ltd. Any decisions you make in buying insurance, or in connection with buying insurance are completely at your discretion and Help Insure Me Ltd cannot be held responsible for any decisions made by you whatsoever.

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TOP RATED - Our 3 most popular van insurance policies

1 - DIRECT LINE

Remember - Direct Line do not appear on any comparison site, but do advertise on ours. Try the above link without fail.

2 - MORE THAN

More Than's rates are very competitive. You can also pay monthly without the need for a large deposit by credit or debit card. Always worth getting a quote.

3 - AUTONET

Autonet make a bold statement - their van insurance is unbeatable - GUARANTEED - or your money back. Definitely worth a try.

Other highly recommended van insurers and brokers

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AA

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Be Wiser

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Budget

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Churchill

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eVan

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Insurance Choice

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Quoteline Direct

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Swinton

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Yes

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Comparison Sites

So...now that you've got your best quote from those on offer above, just double-check the comparison sites below to make sure you've got the best deal available. Then, go back to your best option and purchase it.

click here

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Thank you for viewing our van insurance page. We hope it was useful and saved you money.